Privacy Policy

Legal

Plutrex respects your privacy. We collect minimal data needed to provide AI stock analysis, never sell personal data, and store sensitive credentials encrypted at rest.

This Privacy Policy describes what data Plutrex collects, how it is used, who processes it, and your rights over it. By using Plutrex — the website and the mobile app — you agree to this policy.

Information you provide: your name, email address, and (when you verify it) your phone number; your password is stored only as a salted hash. If you sign in with Google, we receive your basic Google profile (name, email, profile picture) and a Google account identifier.

Information from your use of the app: your AI chat history and the questions you ask, stock screener queries, watchlists, portfolio data you track, in-app actions, and your subscription/purchase status. We assign an internal account identifier to your account.

Voice messages: if you record a voice message, the audio is sent to our transcription provider (OpenAI) to convert it to text. The audio recording is not stored — only the resulting text transcript is kept as part of your chat.

Brokerage connection (Pro): if you choose to connect your own supported brokerage account (currently Interactive Brokers or Colmex Pro) for live trading, we collect and store your brokerage login credentials in encrypted form, along with your brokerage and portfolio data, solely to route the orders you place to that broker and display your holdings. Plutrex is not a broker, does not hold your funds, and does not execute trades itself — your broker does, at your direction.

Push notifications: if you enable notifications, we store a device push token (Firebase Cloud Messaging) to deliver them.

Service providers who process data on our behalf: OpenAI (AI analysis and voice transcription), Google Firebase (push notifications), and our payment processors — Google Play Billing for in-app purchases on Android and Cardcom for web payments. Market data comes from Financial Modeling Prep and contains no personal data. We do not sell personal data to advertisers or data brokers, and the app contains no ads.

Security: all data is encrypted in transit (HTTPS/TLS), and sensitive credentials are encrypted at rest. We do not collect government IDs, precise location, contacts, or health data.

Your choices and deletion: you can permanently delete your account and all associated data at any time from Settings → Delete Account (in the app or on the website at /delete-account), or by emailing support@plutrex.com. Deletion is immediate and irreversible; certain payment records may be retained where required by law.

For questions about this policy, contact support@plutrex.com or visit /contact.

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